Auto
The daily miles, done right.
Airport Boulevard at five o'clock, the I-10 crawl, the Bayway when the weather turns. Ron spent 27 years on the dealer side of the car business before he ever insured one, and it shows in the questions he asks.
GEICO Local Agent · Mobile, Alabama
In it for the long haul, Mobile.
GEICO agent since 2013. Twenty-seven years in the car business first.
From the morning crawl on Airport Boulevard to the run across the Bayway, from the house you ride out hurricane season in to the boat you keep on a trailer for Dauphin Island. Ron Davis has been insuring the way this coast actually lives since 2013.
2013
the year he became a GEICO agent
27
years running new-car franchises
3
states licensed — AL, FL, MS
Ron DavisGEICO Top Performer · AL · FL · MS
Every line, every mile
Coverage for how Mobile actually moves.
A life on this coast rolls, floats, and rides. These are the lines Ron's office writes, and every one of them is parked, docked, or garaged somewhere between Airport Boulevard and the Gulf.
Home
Built for hurricane season.
Every June, Mobile starts watching the Gulf. A homeowners policy here deserves straight talk about wind, water, and what's actually covered. Ron writes HO3 homeowners in Alabama and Mississippi, and there's plenty he won't write, so ask him what applies to your house before the season does.
Renters
Renting in Midtown? Covered.
An apartment off Old Shell, a duplex on the university side of town — renting is how half of Mobile starts out. Your landlord's policy covers the building. This one covers everything you own inside it.
Condo
From the door in, it's yours.
Bay-front units over in Baldwin County, condos down toward the beaches. The association's master policy stops somewhere, and everything past that line is yours to cover. Ron will walk you through exactly where it falls.
Boat
Mobile Bay is right there.
Plenty of folks around here keep a boat on a trailer. The Bay, the Delta, and the run out past Dauphin Island are too close not to. Ron writes the boat, and he writes the truck pulling it.
Motorcycle & ATV
Two wheels, every mile.
The Causeway at sunset is reason enough to ride around here. Ron writes motorcycle coverage and knows what a good policy looks like on paper. On the road or off it, ATVs included.
Something you don't see on this list? Call the office and ask Ron directly.
The odometer reading
2013
The year he became a GEICO agent
27
Years of new-car franchise management
3
States licensed — AL · FL · MS
Top
GEICO Top Performer
Both sides of the Bay
Anchored on Airport Boulevard.
The office sits at 3766 Airport Boulevard, the same artery west Mobile drives every day. Doors are open Monday through Friday, nine to five, and there is somebody in there to talk to.
Ron doesn't stop at the city line. His office carries chamber memberships on both sides of Mobile Bay, from downtown out to Bay Minette and down through south Baldwin County.
Mobile Chamber of CommerceBay Minette Chamber of CommerceSouth Baldwin Chamber of CommerceNorth Baldwin Chamber of Commerce
The Mobile office
Ron Davis · PRD Enterprises LLC3766 Airport Boulevard, Suite C
Mobile, AL 36608
Monday – Friday9:00 AM – 5:00 PM
Saturday – SundayClosed
Straight from the source
The Alabama numbers, no salesmanship.
What coverage actually runs in this state, from the regulators and researchers who track it. Ron would rather show you the numbers than talk you into something.
$965
Alabama average annual auto insurance expenditure (2022)
Countrywide: $1,126 — Alabama drivers pay under the national average.
$1,748
Alabama average homeowners (HO-3) premium (2022)
Countrywide: $1,569 — Gulf weather is priced in. Worth a real review.
$219
Alabama average renters (HO-4) premium (2022)
Countrywide: $171 — still less than most folks spend on one dinner out, per year of coverage.
These figures are statewide averages published for general education only. They are not an estimate, an offer, or a promise of any premium — what you'd actually pay depends on your vehicle, home, record, and coverage choices. For a real number, get a quote or call Ron at (251) 445-0053.
Meet Ron
He sold the cars first. Now he insures them.
Ron came out of Troy State in 1981 with an economics degree and a rough job market. The only work he could find was at a car dealership, and it turned out he liked it. He stayed twenty-seven years with two dealers, because he treated the job as his own business.
He's been a GEICO agent since 2013, starting out in Dothan and landing in Mobile. Today he's a GEICO Top Performer holding a Property & Casualty license in Alabama, Florida, and Mississippi.
The office today is Ron, an office manager, and two sales agents. Ron backs up the team, handles service, and answers the phone himself.
GEICO Top PerformerProperty & Casualty LicenseLicensed in AL, FL & MS
Let's talk coverage, Mobile.
Five minutes gets you a real quote that credits Ron's office. Or call and talk it through with someone on Airport Boulevard.
3766 Airport Blvd, Suite C, Mobile, AL 36608 · Mon–Fri 9–5 · [email protected]